KrisFlyer Miles Calculator
Convert Singapore bank rewards points — DBS Points, UOB UNI$, Citi Miles, HSBC Points, OCBC$, Amex MR and more — to KrisFlyer miles. See the transfer ratio, minimum transfer, fees, block rounding and a step-by-step worked example for every bank.
20,000
KrisFlyer Miles
S$300–400
Estimated Value
0.5
DBS Points = 1 Mile
How we calculated this
10,000 points × 2 (1 pts = 2 miles) = 20,000 miles
DBS Points / DBS Rewards → KrisFlyer Transfer Details
- Transfer Ratio
- 1 pts : 2 miles
- Conversion Rate
- 2 miles / point
- Minimum Transfer
- 5,000 DBS Points
- Transfer Block
- 5,000 DBS Points
- Rounding Rule
- Rounded down to whole mile
- Processing Time
- ~2 working days
- Fees
- S$27.25 per transfer (incl. GST). Free for DBS Insignia & Treasures Black Elite.
- Leftover Points
- 0 DBS Points (stay in your account, not enough for another block)
💰 Cash value of your 20,000 KrisFlyer miles
Mix Miles & Cash
S$200.00
1¢/mile · offset a cash fare
Cost to buy outright
S$1080.00
5.4¢/mile · top up a shortfall
Flight redemption value ✈️
S$300–400
the smart way to use them
⚠️ Mix Miles & Cash values each mile at just 1¢ — roughly half what a good flight redemption returns (~1.5–2.0¢). Save your miles for flights unless they are expiring and you have no travel planned.
How many DBS Points do I need?
Work backwards from a redemption goal (PRD reverse calculation).
25,000
DBS Points needed
Alternatively, buying 50,000 KrisFlyer miles directly from SIA would cost ~S$2700.00 (5.4¢/mile) — usually poor value compared to earning miles through card spend.
Before You Transfer
- • Check your card earns points on the right spend categories at CheckMCC.
- • Transfers are in blocks of 5,000 DBS Points. Leftover points stay in your account.
- • KrisFlyer miles expire — only transfer what you plan to redeem soon.
KrisFlyer by Bank
| Bank | Ratio | Min | Time |
|---|---|---|---|
| DBS Points / DBS Rewards | 1:2 | 5,000 | ~2 working days |
| UOB UNI$ | 1:2 | 5,000 | 5–7 working days |
| Citi Miles (PremierMiles) | 1:1 | 10,000 | 1–3 working days |
| Amex Membership Rewards (MR) | 10:5 | 5,000 | 1–3 working days |
| Citi ThankYou Points (Rewards) | 5:2 | 5,000 | 5–7 working days |
| OCBC Rewards / OCBC$ | 5:2 | 25,000 | 3–5 working days |
| Standard Chartered 360 Rewards Points | 5:2 | 5,000 | 5–7 working days |
| Maybank TREATS Points | 5:2 | 25,000 | 7–14 working days |
| HSBC Reward Points | 6:2 | 30,000 | 1 working day |
Related Tools & Guides
Conversion rates last reviewed 29 Jun 2026. Always verify the current ratio and any fees with your bank before transferring points.
KrisFlyer transfer rates by bank
Sorted from best (fewest points per mile) to worst. Last reviewed 2026-06-29.
| Bank | Ratio | Pts / Mile | Min | Block | Time |
|---|---|---|---|---|---|
| DBS Points / DBS Rewards | 1:2 | 0.50 | 5,000 | 5,000 | ~2 working days |
| UOB UNI$ | 1:2 | 0.50 | 5,000 | 2,500 | 5–7 working days |
| Citi Miles (PremierMiles) | 1:1 | 1.00 | 10,000 | 10,000 | 1–3 working days |
| Amex Membership Rewards (MR) | 10:5 | 2.00 | 5,000 | 5,000 | 1–3 working days |
| Citi ThankYou Points (Rewards) | 5:2 | 2.50 | 5,000 | 5,000 | 5–7 working days |
| OCBC Rewards / OCBC$ | 5:2 | 2.50 | 25,000 | 25,000 | 3–5 working days |
| Standard Chartered 360 Rewards Points | 5:2 | 2.50 | 5,000 | 5,000 | 5–7 working days |
| Maybank TREATS Points | 5:2 | 2.50 | 25,000 | 25,000 | 7–14 working days |
| HSBC Reward Points | 6:2 | 3.00 | 30,000 | 30,000 | 1 working day |
About KrisFlyer
Singapore Airlines’ loyalty currency. The default miles program for most Singapore cardholders because of the widest bank transfer support. Miles expire 3 years (plus a 6-month extension window) from the month earned.
Which Singapore banks transfer to KrisFlyer?
9 bank currencies in our table transfer to KrisFlyer. The most efficient is DBS Points / DBS Rewards at a 1:2 ratio. Use the calculator above to convert your exact balance.
How much is a KrisFlyer worth?
A conservative estimate is S$1.5–2.0 per mile, depending on the redemption. Premium-cabin and partner award flights usually sit at the top of that range.
KrisFlyer FAQ
What is the best bank for transferring points to KrisFlyer?▾
Based on our table, DBS Points / DBS Rewards offers the most efficient transfer to KrisFlyer. Use the calculator above to compare your exact balance across banks.
How long does a KrisFlyer transfer take?▾
Processing times vary by bank — typically 1–3 working days for Citi and Amex, and 5–7 working days for DBS, UOB, HSBC and OCBC. The calculator shows the specific processing time for each bank.
When do KrisFlyer miles expire?▾
KrisFlyer miles expire 3 years (plus a 6-month extension window) from the month earned. Only transfer what you plan to redeem soon.